generator client {
  provider = "prisma-client-js"
}

datasource db {
  provider = "postgresql"
  url      = env("DATABASE_URL")
}

model User {
  id                     String                  @id @default(uuid())
  email                  String                  @unique
  passwordHash           String
  fullName               String?
  phone                  String?
  companyName            String?
  addressLine1           String?
  addressLine2           String?
  city                   String?
  state                  String?
  postalCode             String?
  country                String?
  role                   String                  @default("user")
  emailVerified          Boolean                 @default(false)
  twoFactorEnabled       Boolean                 @default(false)
  twoFactorSecret        String?
  createdAt              DateTime                @default(now())
  updatedAt              DateTime                @updatedAt

  accounts               Account[]
  rules                  Rule[]
  exports                ExportLog[]
  exportDownloadTokens   ExportDownloadToken[]
  auditLogs              AuditLog[]
  abuseEvents            AbuseEvent[]
  googleConnection       GoogleConnection?
  apiKeys                ApiKey[]
  emailVerificationToken EmailVerificationToken?
  passwordResetTokens    PasswordResetToken[]
  refreshTokens          RefreshToken[]
  sessions               Session[]
  socialAccounts         SocialAccount[]
  subscription           Subscription?
  taxReturns             TaxReturn[]
  csvImportMappings      CsvImportMapping[]
  createdHouseholds      Household[]             @relation("HouseholdCreator")
  householdMemberships   HouseholdMember[]
  sentHouseholdInvites   HouseholdInvite[]       @relation("HouseholdInviteInviter")
  acceptedHouseholdInvites HouseholdInvite[]     @relation("HouseholdInviteAccepter")
  createdAccountantTasks AccountantTask[]         @relation("AccountantTaskCreator")
  assignedAccountantTasks AccountantTask[]        @relation("AccountantTaskAssignee")
  ownedAccounts          Account[]               @relation("AccountOwnerUser")
  createdHouseholdGoals  HouseholdGoal[]         @relation("HouseholdGoalCreator")
  personalGoals          PersonalGoal[]
  investmentHoldings     InvestmentHolding[]
  netWorthSnapshots      NetWorthSnapshot[]
  recurringTransactions  RecurringTransaction[]
  createdHouseholdBudgets HouseholdBudget[]      @relation("HouseholdBudgetCreator")
  notificationPreferences NotificationPreference?
  notifications          Notification[]
  pushSubscriptions      PushSubscription[]
  billPayees             BillPayee[]
  bills                  Bill[]
  billPayments           BillPayment[]
  creditScoreEntries     CreditScoreEntry[]
  transactionComments    TransactionComment[]
}

model NotificationPreference {
  id           String   @id @default(uuid())
  userId       String   @unique
  emailEnabled Boolean  @default(true)
  pushEnabled  Boolean  @default(false)
  minSeverity  String   @default("info")
  createdAt    DateTime @default(now())
  updatedAt    DateTime @updatedAt

  user         User     @relation(fields: [userId], references: [id], onDelete: Cascade)
}

model Notification {
  id        String    @id @default(uuid())
  userId    String
  type      String
  severity  String    @default("info")
  title     String
  body      String
  metadata  Json      @default("{}")
  channels  String[]  @default([])
  readAt    DateTime?
  createdAt DateTime  @default(now())

  user      User      @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@index([userId, createdAt])
  @@index([userId, readAt])
  @@index([type, createdAt])
}

model PushSubscription {
  id         String    @id @default(uuid())
  userId     String
  endpoint   String    @unique
  p256dh     String
  auth       String
  userAgent  String?
  createdAt  DateTime  @default(now())
  updatedAt  DateTime  @updatedAt
  lastUsedAt DateTime?
  revokedAt  DateTime?

  user       User      @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@index([userId, revokedAt])
}

model BillPayee {
  id                 String   @id @default(uuid())
  userId             String
  name               String
  nickname           String?
  category           String?
  website            String?
  accountNumberLast4 String?
  metadata           Json     @default("{}")
  createdAt          DateTime @default(now())
  updatedAt          DateTime @updatedAt

  user               User     @relation(fields: [userId], references: [id], onDelete: Cascade)
  bills              Bill[]

  @@index([userId, name])
}

model Bill {
  id            String        @id @default(uuid())
  userId        String
  payeeId       String?
  name          String
  amount        Decimal
  currency      String        @default("USD")
  dueDate       DateTime
  status        String        @default("pending")
  recurrence    String        @default("none")
  autopay       Boolean       @default(false)
  reminderDays  Int           @default(3)
  notes         String?
  metadata      Json          @default("{}")
  paidAt        DateTime?
  createdAt     DateTime      @default(now())
  updatedAt     DateTime      @updatedAt

  user          User          @relation(fields: [userId], references: [id], onDelete: Cascade)
  payee         BillPayee?    @relation(fields: [payeeId], references: [id], onDelete: SetNull)
  payments      BillPayment[]

  @@index([userId, dueDate])
  @@index([userId, status])
  @@index([payeeId])
}

model BillPayment {
  id                 String   @id @default(uuid())
  userId             String
  billId             String
  amount             Decimal
  paidAt             DateTime @default(now())
  method             String   @default("manual")
  status             String   @default("completed")
  provider           String?
  providerPaymentId  String?
  confirmationNumber String?
  notes              String?
  metadata           Json     @default("{}")
  createdAt          DateTime @default(now())

  user               User     @relation(fields: [userId], references: [id], onDelete: Cascade)
  bill               Bill     @relation(fields: [billId], references: [id], onDelete: Cascade)

  @@index([userId, paidAt])
  @@index([userId, status])
  @@index([provider, providerPaymentId])
  @@index([billId])
}

model CreditScoreEntry {
  id        String   @id @default(uuid())
  userId    String
  score     Int
  bureau    String   @default("unknown")
  source    String   @default("manual")
  model     String   @default("vantage_score_3")
  scoreDate DateTime
  factors   Json     @default("{}")
  metadata  Json     @default("{}")
  createdAt DateTime @default(now())
  updatedAt DateTime @updatedAt

  user      User     @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@index([userId, scoreDate])
  @@index([userId, bureau])
}

model Household {
  id              String            @id @default(uuid())
  name            String
  createdByUserId String
  metadata        Json              @default("{}")
  createdAt       DateTime          @default(now())
  updatedAt       DateTime          @updatedAt

  createdBy       User              @relation("HouseholdCreator", fields: [createdByUserId], references: [id], onDelete: Cascade)
  members         HouseholdMember[]
  invites         HouseholdInvite[]
  accounts        Account[]
  goals           HouseholdGoal[]
  budgets         HouseholdBudget[]
  accountantTasks AccountantTask[]

  @@index([createdByUserId, createdAt])
}

model AccountantTask {
  id               String    @id @default(uuid())
  householdId      String
  createdByUserId  String
  assignedToUserId String?
  title            String
  description      String?
  taskType         String    @default("review")
  status           String    @default("open")
  priority         String    @default("medium")
  dueDate          DateTime?
  completedAt      DateTime?
  metadata         Json      @default("{}")
  createdAt        DateTime  @default(now())
  updatedAt        DateTime  @updatedAt

  household        Household @relation(fields: [householdId], references: [id], onDelete: Cascade)
  createdBy        User      @relation("AccountantTaskCreator", fields: [createdByUserId], references: [id], onDelete: Cascade)
  assignedTo       User?     @relation("AccountantTaskAssignee", fields: [assignedToUserId], references: [id], onDelete: SetNull)

  @@index([householdId, status])
  @@index([assignedToUserId, status])
  @@index([dueDate])
}

model HouseholdBudget {
  id               String    @id @default(uuid())
  householdId      String
  createdByUserId  String
  name             String
  category         String?
  period           String    @default("monthly")
  limitAmount      Decimal
  spentAmount      Decimal   @default(0)
  isoCurrencyCode  String    @default("USD")
  startDate        DateTime?
  endDate          DateTime?
  status           String    @default("active")
  metadata         Json      @default("{}")
  createdAt        DateTime  @default(now())
  updatedAt        DateTime  @updatedAt

  household        Household @relation(fields: [householdId], references: [id], onDelete: Cascade)
  createdBy        User      @relation("HouseholdBudgetCreator", fields: [createdByUserId], references: [id], onDelete: Cascade)

  @@index([householdId, status])
  @@index([createdByUserId, createdAt])
}

model PersonalGoal {
  id              String    @id @default(uuid())
  userId          String
  name            String
  description     String?
  targetAmount    Decimal
  currentAmount   Decimal   @default(0)
  isoCurrencyCode String    @default("USD")
  targetDate      DateTime?
  priority        String    @default("medium")
  status          String    @default("active")
  automation      Json      @default("{}")
  metadata        Json      @default("{}")
  createdAt       DateTime  @default(now())
  updatedAt       DateTime  @updatedAt

  user            User      @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@index([userId, status])
  @@index([targetDate])
}

model InvestmentHolding {
  id              String    @id @default(uuid())
  userId          String
  accountId       String?
  symbol          String
  name            String
  assetClass      String    @default("stock")
  quantity        Decimal
  price           Decimal
  marketValue     Decimal
  costBasis       Decimal?
  isoCurrencyCode String    @default("USD")
  asOfDate        DateTime
  source          String    @default("manual")
  metadata        Json      @default("{}")
  createdAt       DateTime  @default(now())
  updatedAt       DateTime  @updatedAt

  user            User      @relation(fields: [userId], references: [id], onDelete: Cascade)
  account         Account?  @relation(fields: [accountId], references: [id], onDelete: SetNull)

  @@index([userId, asOfDate])
  @@index([userId, symbol])
}

model NetWorthSnapshot {
  id              String    @id @default(uuid())
  userId          String
  snapshotDate    DateTime
  assets          Decimal
  liabilities     Decimal
  netWorth        Decimal
  isoCurrencyCode String    @default("USD")
  source          String    @default("computed")
  breakdown       Json      @default("{}")
  createdAt       DateTime  @default(now())

  user            User      @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@index([userId, snapshotDate])
}

model RecurringTransaction {
  id                String    @id @default(uuid())
  userId            String
  merchant          String
  cadence           String
  averageAmount     Decimal
  isoCurrencyCode   String    @default("USD")
  nextExpectedDate  DateTime?
  lastSeenDate      DateTime?
  occurrenceCount   Int       @default(0)
  confidence        Decimal   @default(0)
  status            String    @default("active")
  source            String    @default("detected")
  metadata          Json      @default("{}")
  createdAt         DateTime  @default(now())
  updatedAt         DateTime  @updatedAt

  user              User      @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@index([userId, status])
  @@index([userId, merchant])
}

model HouseholdGoal {
  id               String    @id @default(uuid())
  householdId      String
  createdByUserId  String
  name             String
  description      String?
  targetAmount     Decimal
  currentAmount    Decimal   @default(0)
  isoCurrencyCode  String    @default("USD")
  targetDate       DateTime?
  priority         String    @default("medium")
  status           String    @default("active")
  metadata         Json      @default("{}")
  createdAt        DateTime  @default(now())
  updatedAt        DateTime  @updatedAt

  household        Household @relation(fields: [householdId], references: [id], onDelete: Cascade)
  createdBy        User      @relation("HouseholdGoalCreator", fields: [createdByUserId], references: [id], onDelete: Cascade)

  @@index([householdId, status])
  @@index([createdByUserId, createdAt])
  @@index([targetDate])
}

model HouseholdMember {
  id          String    @id @default(uuid())
  householdId String
  userId      String
  role        String    @default("member")
  status      String    @default("active")
  joinedAt    DateTime  @default(now())
  createdAt   DateTime  @default(now())
  updatedAt   DateTime  @updatedAt

  household   Household @relation(fields: [householdId], references: [id], onDelete: Cascade)
  user        User      @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@unique([householdId, userId])
  @@index([userId, status])
  @@index([householdId, role])
}

model HouseholdInvite {
  id          String    @id @default(uuid())
  householdId String
  invitedById String
  email       String
  role        String    @default("member")
  tokenHash   String    @unique
  status      String    @default("pending")
  expiresAt   DateTime
  acceptedAt  DateTime?
  acceptedById String?
  createdAt   DateTime  @default(now())
  updatedAt   DateTime  @updatedAt

  household   Household @relation(fields: [householdId], references: [id], onDelete: Cascade)
  invitedBy   User      @relation("HouseholdInviteInviter", fields: [invitedById], references: [id], onDelete: Cascade)
  acceptedBy  User?     @relation("HouseholdInviteAccepter", fields: [acceptedById], references: [id], onDelete: SetNull)

  @@index([householdId, status])
  @@index([email, status])
  @@index([expiresAt])
}

model SocialAccount {
  id                String   @id @default(uuid())
  userId            String
  provider          String
  providerAccountId String
  email             String
  createdAt         DateTime @default(now())
  updatedAt         DateTime @updatedAt

  user              User     @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@unique([provider, providerAccountId])
  @@index([userId])
}

model Account {
  id               String           @id @default(uuid())
  userId           String
  householdId      String?
  ownerUserId      String?
  ownershipType    String           @default("mine")
  institutionName  String
  accountType      String
  mask             String?
  plaidAccessToken String?
  plaidItemId      String?
  plaidAccountId   String?          @unique
  tellerAccessToken String?
  tellerEnrollmentId String?
  tellerAccountId  String?          @unique
  currentBalance   Decimal?
  availableBalance Decimal?
  isoCurrencyCode  String?
  lastBalanceSync  DateTime?
  lastTransactionSync DateTime?
  lastSyncAttemptAt DateTime?
  syncStatus       String           @default("idle")
  lastSyncError    String?
  syncConsecutiveFailures Int       @default(0)
  plaidWebhookCode String?
  plaidWebhookAt   DateTime?
  isActive         Boolean          @default(true)
  createdAt        DateTime         @default(now())
  updatedAt        DateTime         @updatedAt

  user             User             @relation(fields: [userId], references: [id])
  household        Household?       @relation(fields: [householdId], references: [id], onDelete: SetNull)
  ownerUser        User?            @relation("AccountOwnerUser", fields: [ownerUserId], references: [id], onDelete: SetNull)
  transactionsRaw  TransactionRaw[]
  investmentHoldings InvestmentHolding[]

  @@index([householdId, ownershipType])
  @@index([ownerUserId])
  @@index([plaidItemId])
  @@index([tellerEnrollmentId])
}

model PlaidWebhookEvent {
  id          String    @id @default(uuid())
  itemId      String?
  webhookType String
  webhookCode String
  payload     Json
  status      String    @default("received")
  error       String?
  receivedAt  DateTime  @default(now())
  processedAt DateTime?

  @@index([itemId, receivedAt])
  @@index([webhookType, webhookCode])
}

model TransactionRaw {
  id                String              @id @default(uuid())
  accountId         String
  bankTransactionId String              @unique
  date              DateTime
  amount            Decimal
  description       String
  rawPayload        Json
  ingestedAt        DateTime            @default(now())
  source            String

  account           Account             @relation(fields: [accountId], references: [id])
  derived           TransactionDerived?
  ruleExecutions    RuleExecution[]
  comments          TransactionComment[]
}

model TransactionDerived {
  id               String         @id @default(uuid())
  rawTransactionId String         @unique
  userCategory     String?
  userNotes        String?
  attribution      String         @default("mine")
  splitMode        String         @default("none")
  splitMinePercent Decimal?
  splitYoursPercent Decimal?
  isHidden         Boolean        @default(false)
  modifiedAt       DateTime       @default(now())
  modifiedBy       String

  raw              TransactionRaw @relation(fields: [rawTransactionId], references: [id])
}

model TransactionComment {
  id               String         @id @default(uuid())
  rawTransactionId String
  userId           String
  body             String
  createdAt        DateTime       @default(now())
  updatedAt        DateTime       @updatedAt

  raw              TransactionRaw @relation(fields: [rawTransactionId], references: [id], onDelete: Cascade)
  user             User           @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@index([rawTransactionId, createdAt])
  @@index([userId, createdAt])
}

model CsvImportMapping {
  id              String   @id @default(uuid())
  userId          String
  headerSignature String
  name            String?
  mapping         Json
  createdAt       DateTime @default(now())
  updatedAt       DateTime @updatedAt
  lastUsedAt      DateTime @default(now())

  user            User     @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@unique([userId, headerSignature])
  @@index([userId, lastUsedAt])
}

model Rule {
  id         String          @id @default(uuid())
  userId     String
  name       String
  priority   Int
  conditions Json
  actions    Json
  isActive   Boolean         @default(true)
  createdAt  DateTime        @default(now())

  user       User            @relation(fields: [userId], references: [id])
  executions RuleExecution[]
}

model RuleExecution {
  id            String         @id @default(uuid())
  ruleId        String
  transactionId String
  executedAt    DateTime       @default(now())
  result        Json

  rule          Rule           @relation(fields: [ruleId], references: [id])
  transaction   TransactionRaw @relation(fields: [transactionId], references: [id])
}

model ExportLog {
  id          String   @id @default(uuid())
  userId      String
  format      String   @default("csv")
  destination String   @default("download")
  filters     Json
  rowCount    Int
  fileName    String?
  mimeType    String?
  fileHash    String?
  ipAddress   String?
  userAgent   String?
  metadata    Json     @default("{}")
  createdAt   DateTime @default(now())

  user        User     @relation(fields: [userId], references: [id])

  @@index([userId, createdAt])
  @@index([format, createdAt])
}

model ExportDownloadToken {
  id        String    @id @default(uuid())
  userId    String
  tokenHash String    @unique
  format    String
  filters   Json
  storageProvider String?
  storageKey String?
  fileName  String?
  mimeType  String?
  rowCount  Int?
  fileHash  String?
  expiresAt DateTime
  usedAt    DateTime?
  createdAt DateTime  @default(now())

  user      User      @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@index([userId, createdAt])
  @@index([expiresAt])
}

model AuditLog {
  id        String   @id @default(uuid())
  userId    String
  action    String
  metadata  Json
  createdAt DateTime @default(now())

  user      User     @relation(fields: [userId], references: [id])
}

model AbuseEvent {
  id         String   @id @default(uuid())
  userId     String?
  eventType  String
  riskPoints Int
  severity   String
  ipAddress  String?
  userAgent  String?
  metadata   Json     @default("{}")
  createdAt  DateTime @default(now())

  user       User?    @relation(fields: [userId], references: [id], onDelete: SetNull)

  @@index([userId, createdAt])
  @@index([eventType, createdAt])
}

model GoogleConnection {
  id            String    @id @default(uuid())
  userId        String    @unique
  googleEmail   String
  refreshToken  String
  accessToken   String?
  spreadsheetId String?
  driveMirrorEnabled Boolean @default(false)
  driveMirrorStatus String @default("not_started")
  driveMirrorSpreadsheetUrl String?
  driveMirrorLastSyncedAt DateTime?
  isConnected   Boolean   @default(true)
  connectedAt   DateTime  @default(now())
  lastSyncedAt  DateTime?
  createdAt     DateTime  @default(now())
  updatedAt     DateTime  @updatedAt

  user          User      @relation(fields: [userId], references: [id], onDelete: Cascade)
}

model ApiKey {
  id          String    @id @default(uuid())
  userId      String
  name        String
  prefix      String
  keyHash     String    @unique
  scopes      String[]  @default(["transactions:read"])
  lastUsedAt  DateTime?
  revokedAt   DateTime?
  expiresAt   DateTime?
  createdAt   DateTime  @default(now())

  user        User      @relation(fields: [userId], references: [id], onDelete: Cascade)

  @@index([userId, createdAt])
  @@index([prefix])
}

model EmailVerificationToken {
  id        String   @id @default(uuid())
  userId    String   @unique
  token     String   @unique
  expiresAt DateTime
  createdAt DateTime @default(now())

  user      User     @relation(fields: [userId], references: [id], onDelete: Cascade)
}

model PasswordResetToken {
  id        String    @id @default(uuid())
  userId    String
  token     String    @unique
  expiresAt DateTime
  usedAt    DateTime?
  createdAt DateTime  @default(now())

  user      User      @relation(fields: [userId], references: [id], onDelete: Cascade)
}

model Session {
  id            String         @id @default(uuid())
  userId        String
  ipHash        String
  userAgentHash String
  nonceHash     String         @default("")
  createdAt     DateTime       @default(now())
  lastSeenAt    DateTime       @default(now())
  expiresAt     DateTime
  revokedAt     DateTime?

  user          User           @relation(fields: [userId], references: [id], onDelete: Cascade)
  refreshTokens RefreshToken[]

  @@index([userId, revokedAt])
}

model RefreshToken {
  id        String    @id @default(uuid())
  userId    String
  sessionId String?
  tokenHash String    @unique
  expiresAt DateTime
  revokedAt DateTime?
  createdAt DateTime  @default(now())

  user      User      @relation(fields: [userId], references: [id], onDelete: Cascade)
  session   Session?  @relation(fields: [sessionId], references: [id], onDelete: Cascade)

  @@index([sessionId])
}

model Subscription {
  id                String    @id @default(uuid())
  userId            String    @unique
  plan              String    @default("free")
  stripeCustomerId  String?
  stripeSubId       String?
  currentPeriodEnd  DateTime?
  cancelAtPeriodEnd Boolean   @default(false)
  createdAt         DateTime  @default(now())
  updatedAt         DateTime  @updatedAt

  user              User      @relation(fields: [userId], references: [id], onDelete: Cascade)
}

model TaxReturn {
  id            String        @id @default(uuid())
  userId        String
  taxYear       Int
  filingType    String
  jurisdictions Json
  status        String        @default("draft")
  summary       Json          @default("{}")
  createdAt     DateTime      @default(now())
  updatedAt     DateTime      @updatedAt

  user          User          @relation(fields: [userId], references: [id])
  documents     TaxDocument[]
}

model TaxDocument {
  id          String    @id @default(uuid())
  taxReturnId String
  docType     String
  metadata    Json      @default("{}")
  createdAt   DateTime  @default(now())

  taxReturn   TaxReturn @relation(fields: [taxReturnId], references: [id], onDelete: Cascade)
}