From 77555f9a2cf4d965b77cd30eda9baa0c426119a5 Mon Sep 17 00:00:00 2001 From: akash Date: Tue, 23 Sep 2025 23:03:31 +0530 Subject: [PATCH] Payment insurence pages content updated --- app/payment-insurance/PaymentInsurence.js | 542 ++++++++++++++++++++++ app/payment-insurance/page.js | 83 +--- components/layout/footer/Footer1.js | 2 +- components/layout/footer/Footer2.js | 2 +- public/assets/css/module-css/about.css | 15 + 5 files changed, 568 insertions(+), 76 deletions(-) create mode 100644 app/payment-insurance/PaymentInsurence.js diff --git a/app/payment-insurance/PaymentInsurence.js b/app/payment-insurance/PaymentInsurence.js new file mode 100644 index 0000000..6b9c226 --- /dev/null +++ b/app/payment-insurance/PaymentInsurence.js @@ -0,0 +1,542 @@ +"use client"; + +import Link from "next/link"; +import Layout from "@/components/layout/Layout"; +import { useState } from 'react'; + +export default function RefugeeIFHP() { + + const [isActive, setIsActive] = useState({ + status: false, + key: 1, + }); + + const handleToggle = (key) => { + if (isActive.key === key) { + setIsActive({ + status: false, + }); + } else { + setIsActive({ + status: true, + key, + }); + } + }; + + return ( + <> + +
+
+
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+

Refugee Physiotherapy & IFHP Claims (Canada)

+

+ Simple claims - No surprises. +

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+ +
+

+ At Rapha Rehab, we make it easy for refugees and refugee + claimants to access physiotherapy using Canada’s Interim + Federal Health Program (IFHP). We handle the paperwork, explain + your coverage in plain language, and focus on what matters + most - your recovery. +

+
+ Book Your IFHP-Covered Visit +
+
+ +
+

Who’s eligible under IFHP?

+

+ IFHP is temporary health coverage for people in Canada who + aren’t yet eligible for provincial/territorial health insurance + - this includes refugee claimants, protected persons and many + resettled refugees. It’s a payer of last resort while you wait + for provincial coverage. +

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+ +
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Does IFHP cover physiotherapy?

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+ Yes. IFHP’s Supplemental Coverage includes physiotherapy, along + with other allied health services. For physiotherapy, the + official benefit grid specifies: +

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  • + Initial assessment (in-clinic): 1 per calendar year +
    • +
  • + Subsequent physiotherapy visits (in-clinic): up to 12 per + calendar year +
    • +
  • + Home-based physio: available when a client can’t attend a + clinic and shows clinical need (e.g., significant mobility + impairment), with specific criteria noted in the grid +
    • +
  • + Medical referral: services require a referral from a + physician or nurse practitioner +
    • +
  • + Fees/limits: reimbursed to the clinic per provincial fee + schedule set out in the grid +
    • +
+

+ We arrange any prior approval the grid requires before + treatment begins. +

+

+ + Why this matters: you get a clear number of covered visits + and no out-of-pocket surprises for approved services. + +

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+ +
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+

How IFHP claims work at Rapha Rehab (so it’s easy for you)

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  • + IFHP eligibility document (with your UCI/Client ID and valid coverage dates) +
    • +
  • + A doctor or nurse practitioner referral for physiotherapy (we can help you understand what’s needed) +
    • +
  • + We verify your eligibility & benefits +

    + IFHP is administered by Medavie Blue Cross. Our team confirms your coverage and handles provider billing directly with them. +

    +
    • +
  • + We obtain any required approvals +

    + Some services have visit limits and prior-approval rules. We submit what’s needed so your care is authorized before you start. +

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  • + Start your care - no upfront cost for approved services +

    + You focus on recovery. We direct the IFHP bill for covered treatments. (If something isn’t covered, we’ll tell you in advance so you can decide.) +

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    • +
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What your treatment includes

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  • + A 45-60 minute initial visit with assessment, goal setting, and a simple home program +
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  • + Evidence-based hands-on care (manual therapy, mobility work) and targeted exercise +
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  • + Education on posture, safe activity, and self-care strategies +
    • +
  • + Progress reviews and reporting that align with IFHP documentation requirements (so your visits remain covered) +
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+ + +
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+ FAQ'S +

Frequently Asked Questions

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+
    +
  • +
    handleToggle(1)} + > +
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    Do I need a referral?
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    + Yes - IFHP requires a referral from a physician or nurse + practitioner for physiotherapy services. Bring the referral + to your first visit (or send it to us securely beforehand). +

    +
    +
    +
    +
    • + +
  • +
    handleToggle(2)} + > +
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    How many physio sessions are covered?
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    +
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    + Typically 1 initial assessment + up to 12 in-clinic treatment + visits per calendar year. We’ll review your case and handle + any approvals for home visits when medically necessary. +

    +
    +
    +
    +
    • + + {/* FAQ 3 */} +
  • +
    handleToggle(3)} + > +
    +
    What if I can’t come to the clinic?
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    + When a client cannot attend in person and shows clinical + signs of deterioration or impairment, home-based + physiotherapy may be covered under IFHP criteria. We’ll + assess and request approval where applicable. +

    +
    +
    +
    +
    • + + {/* FAQ 4 */} +
  • +
    handleToggle(4)} + > +
    +
    What happens when I get provincial coverage (like OHIP)?
    +
    +
    +
    +
    +

    + IFHP is temporary. Once you’re eligible for a provincial + plan, that plan becomes your primary coverage. We’ll help you + transition smoothly. +

    +
    +
    +
    +
    • + +
+
+
+ +
+ {/* Left Column */} +
+

What to bring to your first appointment

+
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  • Your IFHP eligibility document (with UCI)
    • +
  • Photo ID (if you have it)
    • +
  • Physiotherapy referral from an MD or NP
    • +
  • + Any medical reports (imaging, hospital notes) that may help + us tailor your care. +
    • +
+
+ + {/* Right Column */} +
+

Why choose Rapha Rehab for IFHP-covered care?

+
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  • + Welcoming & culturally sensitive:{" "} + trauma-informed, dignity-first care +
    • +
  • + Direct billing & paperwork handled: we + manage Medavie Blue Cross claims for you +
    • +
  • + Clear communication: visit limits, + approvals, and coverage are explained upfront +
    • +
  • + Results-focused rehab: practical goals, + home programs, and steady progress tracking. +
    • +
+
+
+ + +
+

Blue Cross: Trusted Partner in Refugee Health Coverage

+

+ The Interim Federal Health Program (IFHP) is administered + through Medavie Blue Cross, one of Canada’s leading health + insurance providers. Their role is to process claims, reimburse + clinics, and ensure refugee clients receive timely access to + covered services like physiotherapy. +

+

+ At Rapha Rehab, we work directly with Blue Cross to verify + eligibility, obtain approvals, and bill services on your behalf + - so you don’t have to worry about navigating insurance + paperwork. This partnership allows us to focus on your healing, + while Blue Cross ensures that your care is supported and + covered. +

+
+ +
+

+ Need help with a referral or paperwork? Message us - we’ll + guide you step by step. +

+
+ Book Your IFHP-Covered Visit +
+ +
+
+
+
+ + +
+
+
+
+
+
+

Payment & Insurance at Rapha Rehab Physiotherapy

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+
+

At Rapha Rehab, we want your recovery journey to be smooth and worry-free. That’s why we make payment and insurance simple for everyone - whether you have a private health plan, coverage through work or auto insurance, or you are a refugee supported by the Interim Federal Health Program (IFHP).

+
    +
  • In case if you are injured in a motor vehicle accident (MVA), the auto insurance covers the cost of the treatment.
    • +
  • Please get in touch with rapharehab Physiotherapy clinic etobicoke for assistance to know about your coverage.
    • +
  • We Accept Cash/Cheque/Visa/Direct Payment.
    • +
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Payment and Insurance
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Payment and Insurance
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Payment and Insurance
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Coverage Options We Accept

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For the General Public

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  • + Extended Health Insurance Plans - Most private insurance + providers cover physiotherapy, massage, chiropractic, + acupuncture, and related services. +
    • +
  • + Workplace Injuries (WSIB) - If you’ve been hurt on the + job, we accept WSIB claims for physiotherapy and rehab. +
    • +
  • + Motor Vehicle Accident (MVA) Insurance - If your injury + is from a car accident, your auto insurer may cover the cost of + your treatments. +
    • +
+ +

For Refugees

+
    +
  • + IFHP (Interim Federal Health Program) - Refugee + claimants, protected persons, and resettled refugees may receive + physiotherapy coverage under IFHP. +
    • +
  • + IFHP is administered by Medavie Blue Cross, which means we bill + them directly - so you don’t need to worry about out-of-pocket + costs for approved services. +
    • +
  • + Coverage usually includes an initial physiotherapy assessment + and up to 12 treatment visits per year, with additional home + visits available in special cases. +
    • +
  • + A referral from a physician or nurse practitioner is required + for physiotherapy services under IFHP. +
    • +
+
+
+

How Billing & Payments Work

+
+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
StepFor General PatientsFor Refugee Patients
1. Check Coverage + Bring your insurance card or policy details. We’ll confirm + your coverage. + + Bring your IFHP eligibility document (with UCI number) and a + doctor’s referral. +
2. Verification + We confirm benefits with your private insurer, WSIB, or auto + insurance. + + We verify IFHP eligibility and confirm coverage with Medavie + Blue Cross. +
3. Direct Billing + We directly bill many insurers, WSIB, and auto insurers. + + We bill Medavie Blue Cross directly for covered services. +
4. Out-of-Pocket Costs + If your plan doesn’t fully cover a service, we’ll explain + the cost upfront. + + If a service isn’t covered, we’ll let you know in advance so + there are no surprises. +
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+ +
+

What To Bring To Your First Appointment

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+
+

General Patients:

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  • Insurance card or plan details
    • +
  • Doctor’s referral (if required by your insurer)
    • +
  • + Any medical reports, X-rays, or imaging related to your condition +
    • +
+
+
+

Refugee Patients:

+
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  • IFHP eligibility document with UCI number
    • +
  • + Physician or nurse practitioner referral for physiotherapy +
    • +
  • Photo ID (if available)
    • +
  • + Any hospital or medical notes that may help guide your care +
    • +
+
+
+
+ +
+

Why Choose Rapha Rehab

+
    +
  • + Stress-free insurance process - we verify, submit, and + track claims so you don’t have to. +
    • +
  • + Direct billing available - for private plans, WSIB, auto + insurance, and IFHP/Blue Cross. +
    • +
  • + Clear communication - we explain coverage, visit limits, + and approvals upfront. +
    • +
  • + Inclusive care for all - whether you’re a local patient + or a newcomer to Canada, you’ll receive the same compassionate, + high-quality physiotherapy. +
    • +
+
+ +
+

+ Our team will review your insurance or IFHP eligibility and guide + you through every step of the process. +

+
+ Contact Us to Check Your Coverage +
+ +
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+
+
+
+ + + + ); +} diff --git a/app/payment-insurance/page.js b/app/payment-insurance/page.js index 1a781b0..6c5220a 100644 --- a/app/payment-insurance/page.js +++ b/app/payment-insurance/page.js @@ -1,82 +1,17 @@ -import Link from "next/link" -import Layout from "@/components/layout/Layout" +import Layout from "@/components/layout/Layout"; +import RefugeeIFHP from "./PaymentInsurence"; export const metadata = { - title: "Payment & Insurance at Physiotherapy Etobicoke - Rapharehab Physiotherapy clinic Etobicoke", - description: - "Explore flexible payment options and insurance coverage at Rapharehab Physiotherapy clinic and rehabilitation etobicoke. We accept a variety of insurance plans and offer convenient payment solutions to ensure you get the care you need without financial stress. Book your appointment today!", + title: + "Refugee Physiotherapy & IFHP Claims (Canada) - Rapharehab Physiotherapy Etobicoke", + description: + "Access refugee physiotherapy covered by Canada's Interim Federal Health Program (IFHP) at Rapha Rehab Etobicoke. We handle paperwork, explain coverage clearly, and focus on your recovery. Book your IFHP-covered physiotherapy visit today.", }; - -export default function About() { +export default function FaqPage() { return ( <> - - {/* chooseus-section */} -
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- {/* Better Solutions */} -

Payment and Insurance

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At rapharehab Etobicoke Physiotherapy clinic, your treatments are partially or fully covered by health insurance plans and Workplace Safety and Insurance Board (WSIB). If you have medical health care coverage, we believe your treatment costs will be covered by health care plans. The treatments such as physiotherapy, massage therapy, chiropractic care, acupuncture, orthotics etc., all can be covered by health care insurance.

-
    -
  • In case if you are injured in a motor vehicle accident (MVA), the auto insurance covers the cost of the treatment.
    • -
  • Please get in touch with rapharehab Physiotherapy clinic etobicoke for assistance to know about your coverage.
    • -
  • We Accept Cash/Cheque/Visa/Direct Payment.
    • -
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Payment and Insurance
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Payment and Insurance
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Payment and Insurance
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- {/* chooseus-section end */} - {/* subscibe */} - {/*
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Subscribe for the exclusive updates!

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- - -
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*/} - {/* subscibe end */} - + - ) + ); } diff --git a/components/layout/footer/Footer1.js b/components/layout/footer/Footer1.js index 5893411..075c79c 100644 --- a/components/layout/footer/Footer1.js +++ b/components/layout/footer/Footer1.js @@ -9,7 +9,7 @@ export default function Footer2() { const servicesCols = [ servicesList.slice(0, 13), servicesList.slice(13, 25), - servicesList.slice(25, 36), + servicesList.slice(25, 37), ]; diff --git a/components/layout/footer/Footer2.js b/components/layout/footer/Footer2.js index 5893411..075c79c 100644 --- a/components/layout/footer/Footer2.js +++ b/components/layout/footer/Footer2.js @@ -9,7 +9,7 @@ export default function Footer2() { const servicesCols = [ servicesList.slice(0, 13), servicesList.slice(13, 25), - servicesList.slice(25, 36), + servicesList.slice(25, 37), ]; diff --git a/public/assets/css/module-css/about.css b/public/assets/css/module-css/about.css index 439a81d..3551d66 100644 --- a/public/assets/css/module-css/about.css +++ b/public/assets/css/module-css/about.css @@ -340,6 +340,21 @@ border-radius: 20px; } + + +@media (max-width: 768px) { + .billing-table table { + font-size: 12px; + line-height: 22px; } +} + +@media (max-width: 426px) { + .billing-table table { + font-size: 9px; + line-height: 12px; } +} + + .image_block_three .image-box .image-1-ho img{ width: 100%; border-radius: 20px;