538 lines
35 KiB
JavaScript
538 lines
35 KiB
JavaScript
"use client";
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import Link from "next/link";
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import Layout from "@/components/layout/Layout";
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import { useState } from 'react';
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export default function RefugeeIFHP() {
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const [isActive, setIsActive] = useState({
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status: false,
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key: 1,
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});
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const handleToggle = (key) => {
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if (isActive.key === key) {
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setIsActive({
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status: false,
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});
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} else {
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setIsActive({
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status: true,
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key,
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});
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}
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};
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return (
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<>
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<Layout
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headerStyle={1}
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footerStyle={1}
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breadcrumbTitle="Refugee Physiotherapy & IFHP Claims"
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bannerImage="/assets/images/payment-insurance/payment-banner.webp"
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>
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<section className="solutions-section pb-0">
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<div className="auto-container">
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<div className="content-box full-width">
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<div className="sec-title mb_15">
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<h2>Refugee Physiotherapy & IFHP Claims (Canada)</h2>
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<h3 className="mt-3">
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<strong>Simple claims - No surprises.</strong>
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</h3>
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</div>
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<div className="mb_30">
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<p className="mb-3">
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At Rapha Rehab, we make it easy for refugees and refugee
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claimants to access physiotherapy using Canada’s Interim
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Federal Health Program (IFHP). We handle the paperwork, explain
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your coverage in plain language, and focus on what matters
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most - your recovery.
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</p>
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<div className="btn-box mt-4">
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<Link href="/contact" className="theme-btn btn-one" aria-label="Booke your IFHP-Covered visit "><span>Book Your IFHP-Covered Visit</span></Link>
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</div>
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</div>
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<div className=" mb_30">
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<h3 className="recuression mb-3">Who’s eligible under IFHP?</h3>
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<p>
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IFHP is temporary health coverage for people in Canada who
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aren’t yet eligible for provincial/territorial health insurance
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- this includes refugee claimants, protected persons and many
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resettled refugees. It’s a payer of last resort while you wait
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for provincial coverage.
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</p>
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</div>
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<div className=" mb_30">
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<h3 className="recuression mb-3">Does IFHP cover physiotherapy?</h3>
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<p>
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Yes. IFHP’s Supplemental Coverage includes physiotherapy, along
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with other allied health services. For physiotherapy, the
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official benefit grid specifies:
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</p>
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<ul className="list-style-one clearfix mt-3">
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<li>
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Initial assessment (in-clinic): 1 per calendar year
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</li>
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<li>
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Subsequent physiotherapy visits (in-clinic): up to 12 per
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calendar year
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</li>
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<li>
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Home-based physio: available when a client can’t attend a
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clinic and shows clinical need (e.g., significant mobility
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impairment), with specific criteria noted in the grid
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</li>
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<li>
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Medical referral: services require a referral from a
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physician or nurse practitioner
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</li>
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<li>
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Fees/limits: reimbursed to the clinic per provincial fee
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schedule set out in the grid
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</li>
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</ul>
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<p className="mt-3 mb-3">
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We arrange any prior approval the grid requires before
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treatment begins.
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</p>
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<p>
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<strong>
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Why this matters: you get a clear number of covered visits
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and no out-of-pocket surprises for approved services.
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</strong>
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</p>
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</div>
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<div className="row mt-5">
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<div className="col-lg-6 col-md-6 col-sm-12 mb_30">
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<h3 className=" recuression mb-4 ">How IFHP claims work at Rapha Rehab (so it’s easy for you)?</h3>
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<ul className="list-style-one clearfix mt-3">
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<li>
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IFHP eligibility document (with your UCI/Client ID and valid coverage dates)
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</li>
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<li>
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A doctor or nurse practitioner referral for physiotherapy (we can help you understand what’s needed)
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</li>
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<li>
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<strong>We verify your eligibility & benefits</strong>
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<p>
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IFHP is administered by Medavie Blue Cross. Our team confirms your coverage and handles provider billing directly with them.
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</p>
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</li>
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<li>
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<strong>We obtain any required approvals</strong>
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<p>
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Some services have visit limits and prior-approval rules. We submit what’s needed so your care is authorized before you start.
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</p>
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</li>
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<li>
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<strong>Start your care - no upfront cost for approved services</strong>
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<p>
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You focus on recovery. We direct the IFHP bill for covered treatments. (If something isn’t covered, we’ll tell you in advance so you can decide.)
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</p>
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</li>
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</ul>
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</div>
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<div className="col-lg-6 col-md-6 col-sm-12 mb_30">
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<h3 className="recuression">What your treatment includes?</h3>
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<ul className="list-style-one clearfix mt-3">
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<li>
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A 45-60 minute initial visit with assessment, goal setting, and a simple home program
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</li>
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<li>
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Evidence-based hands-on care (manual therapy, mobility work) and targeted exercise
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</li>
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<li>
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Education on posture, safe activity, and self-care strategies
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</li>
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<li>
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Progress reviews and reporting that align with IFHP documentation requirements (so your visits remain covered)
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</li>
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</ul>
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</div>
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</div>
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<div className="content-column mb-5">
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<div className="sec-title mb_30">
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<span className="sub-title">Faq's</span>
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<h3 className="recuression">Frequently Asked Questions</h3>
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</div>
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<div className="content-box">
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<ul className="accordion-box">
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<li className="accordion block">
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<div
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className={isActive.key === 1 ? "acc-btn active" : "acc-btn"}
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onClick={() => handleToggle(1)}
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>
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<div className="icon-box"><i className="icon-34"></i></div>
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<h3 className="recuression">Do I need a referral?</h3>
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</div>
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<div className={isActive.key === 1 ? "acc-content current" : "acc-content"}>
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<div className="content">
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<div className="text">
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<p>
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Yes - IFHP requires a referral from a physician or nurse
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practitioner for physiotherapy services. Bring the referral
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to your first visit (or send it to us securely beforehand).
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</p>
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</div>
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</div>
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</div>
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</li>
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<li className="accordion block">
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<div
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className={isActive.key === 2 ? "acc-btn active" : "acc-btn"}
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onClick={() => handleToggle(2)}
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>
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<div className="icon-box"><i className="icon-34"></i></div>
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<h3 className="recuression">How many physio sessions are covered?</h3>
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</div>
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<div className={isActive.key === 2 ? "acc-content current" : "acc-content"}>
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<div className="content">
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<div className="text">
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<p>
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Typically 1 initial assessment + up to 12 in-clinic treatment
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visits per calendar year. We’ll review your case and handle
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any approvals for home visits when medically necessary.
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</p>
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</div>
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</div>
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</div>
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</li>
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{/* FAQ 3 */}
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<li className="accordion block">
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<div
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className={isActive.key === 3 ? "acc-btn active" : "acc-btn"}
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onClick={() => handleToggle(3)}
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>
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<div className="icon-box"><i className="icon-34"></i></div>
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<h3>What if I can’t come to the clinic?</h3>
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</div>
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<div className={isActive.key === 3 ? "acc-content current" : "acc-content"}>
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<div className="content">
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<div className="text">
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<p>
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When a client cannot attend in person and shows clinical
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signs of deterioration or impairment, home-based
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physiotherapy may be covered under IFHP criteria. We’ll
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assess and request approval where applicable.
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</p>
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</div>
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</div>
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</div>
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</li>
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{/* FAQ 4 */}
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<li className="accordion block">
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<div
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className={isActive.key === 4 ? "acc-btn active" : "acc-btn"}
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onClick={() => handleToggle(4)}
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>
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<div className="icon-box"><i className="icon-34"></i></div>
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<h3>What happens when I get provincial coverage (like OHIP)?</h3>
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</div>
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<div className={isActive.key === 4 ? "acc-content current" : "acc-content"}>
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<div className="content">
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<div className="text">
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<p>
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IFHP is temporary. Once you’re eligible for a provincial
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plan, that plan becomes your primary coverage. We’ll help you
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transition smoothly.
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</p>
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</div>
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</div>
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</div>
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</li>
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</ul>
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</div>
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</div>
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<div className="row">
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{/* Left Column */}
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<div className="col-lg-6 col-md-6 col-sm-12 mb_0 mt-3">
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<h3 className="mb-3">What to bring to your first appointment?</h3>
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<ul className="list-style-one clearfix mt-3">
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<li>Your IFHP eligibility document (with UCI)</li>
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<li>Photo ID (if you have it)</li>
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<li>Physiotherapy referral from an MD or NP</li>
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<li>
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Any medical reports (imaging, hospital notes) that may help
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us tailor your care.
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</li>
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</ul>
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</div>
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{/* Right Column */}
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<div className="col-lg-6 col-md-6 col-sm-12 mb_30 mt-3">
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<h3>Why choose Rapha Rehab for IFHP-covered care?</h3>
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<ul className="list-style-one clearfix mt-3">
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<li>
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<strong>Welcoming & culturally sensitive:</strong>{" "}
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trauma-informed, dignity-first care
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</li>
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<li>
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<strong>Direct billing & paperwork handled:</strong> we
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manage Medavie Blue Cross claims for you
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</li>
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<li>
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<strong>Clear communication:</strong> visit limits,
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approvals, and coverage are explained upfront
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</li>
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<li>
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<strong>Results-focused rehab:</strong> practical goals,
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home programs, and steady progress tracking.
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</li>
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</ul>
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</div>
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</div>
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<div className=" mb_30">
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<h3 className="mb-3">Blue Cross: Trusted Partner in Refugee Health Coverage</h3>
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<p>
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The Interim Federal Health Program (IFHP) is administered
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through Medavie Blue Cross, one of Canada’s leading health
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insurance providers. Their role is to process claims, reimburse
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clinics, and ensure refugee clients receive timely access to
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covered services like physiotherapy.
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</p>
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<p>
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At Rapha Rehab, we work directly with Blue Cross to verify
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eligibility, obtain approvals, and bill services on your behalf
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- so you don’t have to worry about navigating insurance
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paperwork. This partnership allows us to focus on your healing,
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while Blue Cross ensures that your care is supported and
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covered.
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</p>
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</div>
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<div className="mt-3">
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<p className="mt-3">
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Need help with a referral or paperwork? Message us - we’ll
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guide you step by step.
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</p>
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<div className="btn-box mt-3">
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<Link href="/contact" className="theme-btn btn-one" aria-label="Booke your IFHP-Covered visit"><span>Book Your IFHP-Covered Visit</span></Link>
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</div>
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</div>
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</div>
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</div>
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</section>
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<section className="solutions-section pb-4">
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<div className="auto-container">
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<div className="row clearfix">
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<div className="col-lg-6 col-md-12 col-sm-12 content-column">
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<div className="content-box">
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<div className="sec-title mb_15">
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<h2>Payment & Insurance at Rapha Rehab Physiotherapy</h2>
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</div>
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<div className="progress-inner mb_50">
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<p>At Rapha Rehab, we want your recovery journey to be smooth and worry-free. That’s why we make <b>payment and insurance</b> simple for everyone - whether you have a private health plan, coverage through work or auto insurance, or you are a refugee supported by the <b>Interim Federal Health Program (IFHP)</b>.</p>
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<ul className="list-style-one clearfix mt-4">
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<li>In case if you are injured in a motor vehicle accident (MVA), the auto insurance covers the cost of the treatment.</li>
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<li>Please get in touch with rapharehab Physiotherapy clinic etobicoke for assistance to know about your coverage.</li>
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<li>We Accept Cash/Cheque/Visa/Direct Payment.</li>
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</ul>
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</div>
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</div>
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</div>
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<div className="col-lg-6 col-md-12 col-sm-12 image-column">
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<div className="image_block_two">
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<div className="image-box">
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<figure className="image image-1-new"><img src="/assets/images/payment-insurance/back.webp" alt="Payment and Insurance" /></figure>
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<figure className="image image-2-new"><img src="/assets/images/payment-insurance/front.webp" alt="Payment and Insurance" /></figure>
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<div className="icon-box cart-icon"><img src="/assets/images/payment-insurance/icon.webp" alt="Payment and Insurance" /></div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</section>
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<section className="solutions-section pt-5">
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<div className="auto-container">
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<div className="row clearfix">
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<div className="col-lg-12 col-md-12 col-sm-12 content-column">
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<div className="content-box">
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<div className="mb_30">
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<h3>Coverage Options We Accept</h3>
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<h4 className="mt-3 mb-3">For the General Public</h4>
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<ul className="list-style-one clearfix mt-2">
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<li>
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<b>Extended Health Insurance Plans</b> - Most private insurance
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providers cover physiotherapy, massage, chiropractic,
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acupuncture, and related services.
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</li>
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<li>
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<b>Workplace Injuries (WSIB)</b> - If you’ve been hurt on the
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job, we accept WSIB claims for physiotherapy and rehab.
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</li>
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<li>
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<b>Motor Vehicle Accident (MVA) Insurance</b> - If your injury
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is from a car accident, your auto insurer may cover the cost of
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your treatments.
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</li>
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</ul>
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<h4 className="mt-4 mb-3">For Refugees</h4>
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<ul className="list-style-one clearfix mt-2">
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<li>
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<b>IFHP (Interim Federal Health Program)</b> - Refugee
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claimants, protected persons, and resettled refugees may receive
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physiotherapy coverage under IFHP.
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</li>
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<li>
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IFHP is administered by Medavie Blue Cross, which means we bill
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them directly - so you don’t need to worry about out-of-pocket
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costs for approved services.
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</li>
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<li>
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Coverage usually includes an initial physiotherapy assessment
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and up to 12 treatment visits per year, with additional home
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visits available in special cases.
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</li>
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<li>
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A referral from a physician or nurse practitioner is required
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for physiotherapy services under IFHP.
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</li>
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</ul>
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</div>
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<div className="mb_30 mt-5">
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<h3 className="mb-2">How Billing & Payments Work</h3>
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<div className="table-responsive billing-table">
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<table className="table table-bordered mt-3 billing-responsive-table">
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<thead>
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<tr>
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<th>Step</th>
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<th>For General Patients</th>
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<th>For Refugee Patients</th>
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</tr>
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</thead>
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<tbody>
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<tr>
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<td data-label="Step">1. Check Coverage</td>
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<td data-label="For General Patients">
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Bring your insurance card or policy details. We’ll confirm your coverage.
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</td>
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<td data-label="For Refugee Patients">
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Bring your IFHP eligibility document (with UCI number) and a doctor’s referral.
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</td>
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</tr>
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<tr>
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<td data-label="Step">2. Verification</td>
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<td data-label="For General Patients">
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We confirm benefits with your private insurer, WSIB, or auto insurance.
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</td>
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<td data-label="For Refugee Patients">
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We verify IFHP eligibility and confirm coverage with Medavie Blue Cross.
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</td>
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</tr>
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<tr>
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<td data-label="Step">3. Direct Billing</td>
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<td data-label="For General Patients">
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We directly bill many insurers, WSIB, and auto insurers.
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</td>
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<td data-label="For Refugee Patients">
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We bill Medavie Blue Cross directly for covered services.
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</td>
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</tr>
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<tr>
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<td data-label="Step">4. Out-of-Pocket Costs</td>
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<td data-label="For General Patients">
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If your plan doesn’t fully cover a service, we’ll explain the cost upfront.
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</td>
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<td data-label="For Refugee Patients">
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If a service isn’t covered, we’ll let you know in advance so there are no surprises.
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</td>
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</tr>
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</tbody>
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</table>
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</div>
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</div>
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<div className="mb_30 mt-4">
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<h3>What To Bring To Your First Appointment?</h3>
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<div className="row mt-3">
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<div className="col-lg-6 col-md-6 col-sm-12">
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<h4 className="mb-3">General Patients:</h4>
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<ul className="list-style-one clearfix mt-2">
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<li>Insurance card or plan details</li>
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<li>Doctor’s referral (if required by your insurer)</li>
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<li>
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Any medical reports, X-rays, or imaging related to your condition
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</li>
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</ul>
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</div>
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<div className="col-lg-6 col-md-6 col-sm-12">
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<h4 className="mb-3">Refugee Patients:</h4>
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<ul className="list-style-one clearfix mt-2">
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<li>IFHP eligibility document with UCI number</li>
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<li>
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Physician or nurse practitioner referral for physiotherapy
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</li>
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<li>Photo ID (if available)</li>
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<li>
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Any hospital or medical notes that may help guide your care
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</li>
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</ul>
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</div>
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</div>
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</div>
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<div className="mb_30">
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<h3 className="mb-3">Why Choose Rapha Rehab?</h3>
|
||
<ul className="list-style-one clearfix mt-3">
|
||
<li>
|
||
<b>Stress-free insurance process</b> - we verify, submit, and
|
||
track claims so you don’t have to.
|
||
</li>
|
||
<li>
|
||
<b>Direct billing available</b> - for private plans, WSIB, auto
|
||
insurance, and IFHP/Blue Cross.
|
||
</li>
|
||
<li>
|
||
<b>Clear communication</b> - we explain coverage, visit limits,
|
||
and approvals upfront.
|
||
</li>
|
||
<li>
|
||
<b>Inclusive care for all</b> - whether you’re a local patient
|
||
or a newcomer to Canada, you’ll receive the same compassionate,
|
||
high-quality physiotherapy.
|
||
</li>
|
||
</ul>
|
||
</div>
|
||
|
||
<div className="">
|
||
<p>
|
||
Our team will review your insurance or IFHP eligibility and guide
|
||
you through every step of the process.
|
||
</p>
|
||
<div className="btn-box mt-3 mb-4">
|
||
<Link href="/contact" className="theme-btn btn-one" aria-label="Contact us to check your coverage "><span>Contact Us to Check Your Coverage</span></Link>
|
||
</div>
|
||
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</section>
|
||
|
||
</Layout>
|
||
</>
|
||
);
|
||
}
|