diff --git a/backend/app/routers/broker.py b/backend/app/routers/broker.py
index e9d757d..ecc98d7 100644
--- a/backend/app/routers/broker.py
+++ b/backend/app/routers/broker.py
@@ -216,22 +216,36 @@ def _normalize_groww_funds(data: dict | None) -> dict:
     available = payload.get("available") if isinstance(payload.get("available"), dict) else {}
     equity = payload.get("equity") if isinstance(payload.get("equity"), dict) else {}
     equity_available = equity.get("available") if isinstance(equity.get("available"), dict) else {}
+    equity_margin = (
+        payload.get("equity_margin_details")
+        if isinstance(payload.get("equity_margin_details"), dict)
+        else {}
+    )
 
     cash = _first_number(
+        payload.get("clear_cash"),
         payload.get("cash"),
         payload.get("available_cash"),
         payload.get("available_balance"),
+        payload.get("available_margin"),
         available.get("cash"),
         available.get("available_cash"),
+        available.get("available_margin"),
         available.get("balance"),
         equity.get("cash"),
+        equity.get("available_margin"),
         equity_available.get("cash"),
         equity_available.get("live_balance"),
+        equity_margin.get("cnc_balance_available"),
+        equity_margin.get("mis_balance_available"),
     )
     net = _first_number(
         payload.get("net"),
         payload.get("total"),
         payload.get("margin_available"),
+        payload.get("available_margin"),
+        payload.get("clear_cash"),
+        payload.get("utilised_margin"),
         equity.get("net"),
         cash,
     )
@@ -239,20 +253,32 @@ def _normalize_groww_funds(data: dict | None) -> dict:
         payload.get("withdrawable"),
         payload.get("available_to_withdraw"),
         available.get("withdrawable"),
+        equity_margin.get("cnc_balance_available"),
+        payload.get("clear_cash"),
         cash,
     )
     balance = _first_number(
         payload.get("balance"),
         payload.get("available_balance"),
         available.get("balance"),
+        payload.get("clear_cash"),
         cash,
     )
+    utilized = _first_number(
+        payload.get("utilized"),
+        payload.get("utilised"),
+        payload.get("utilised_margin"),
+        payload.get("used_margin"),
+        equity_margin.get("utilised_margin"),
+        default=0.0,
+    )
 
     return {
         "net": net,
         "cash": cash,
         "withdrawable": withdrawable,
         "balance": balance,
+        "utilized": utilized,
         "available": {
             "live_balance": cash,
             "cash": cash,
diff --git a/backend/app/services/groww_service.py b/backend/app/services/groww_service.py
index efa05b2..ddc0c2f 100644
--- a/backend/app/services/groww_service.py
+++ b/backend/app/services/groww_service.py
@@ -98,7 +98,12 @@ def _first_data(payload: dict | None):
     if not isinstance(payload, dict):
         return payload
     data = payload.get("data")
-    return data if data is not None else payload
+    if data is not None:
+        return data
+    envelope = payload.get("payload")
+    if envelope is not None:
+        return envelope
+    return payload
 
 
 def _auth_headers(access_token: str) -> dict:
diff --git a/backend/app/services/live_equity_service.py b/backend/app/services/live_equity_service.py
index 2cff204..806204b 100644
--- a/backend/app/services/live_equity_service.py
+++ b/backend/app/services/live_equity_service.py
@@ -86,22 +86,35 @@ def _normalize_groww_funds(data: dict | None) -> dict:
     available = payload.get("available") if isinstance(payload.get("available"), dict) else {}
     equity = payload.get("equity") if isinstance(payload.get("equity"), dict) else {}
     equity_available = equity.get("available") if isinstance(equity.get("available"), dict) else {}
+    equity_margin = (
+        payload.get("equity_margin_details")
+        if isinstance(payload.get("equity_margin_details"), dict)
+        else {}
+    )
 
     cash = _first_numeric(
+        payload.get("clear_cash"),
         payload.get("cash"),
         payload.get("available_cash"),
         payload.get("available_balance"),
+        payload.get("available_margin"),
         available.get("cash"),
         available.get("available_cash"),
+        available.get("available_margin"),
         available.get("balance"),
         equity.get("cash"),
+        equity.get("available_margin"),
         equity_available.get("cash"),
         equity_available.get("live_balance"),
+        equity_margin.get("cnc_balance_available"),
+        equity_margin.get("mis_balance_available"),
     )
     net = _first_numeric(
         payload.get("net"),
         payload.get("total"),
         payload.get("margin_available"),
+        payload.get("available_margin"),
+        payload.get("clear_cash"),
         equity.get("net"),
         cash,
     )
@@ -109,12 +122,15 @@ def _normalize_groww_funds(data: dict | None) -> dict:
         payload.get("withdrawable"),
         payload.get("available_to_withdraw"),
         available.get("withdrawable"),
+        equity_margin.get("cnc_balance_available"),
+        payload.get("clear_cash"),
         cash,
     )
     balance = _first_numeric(
         payload.get("balance"),
         payload.get("available_balance"),
         available.get("balance"),
+        payload.get("clear_cash"),
         cash,
     )